As a private hire operator, you must have the right insurance in place for the services you offer. This includes:
- public liability insurance
- employers' liability compulsory insurance
We will need to see copies of the relevant insurance certificates when you make your application.
Public liability insurance
This must be in place if you have premises that are used by the public.
Public liability insurance, where required, must be a minimum of £2,000,000.
You will not need public liability insurance if:
- there is no public access to the premises
- no people are employed
- nobody works from the premises
Employers' liability compulsory insurance
This insurance must be in place if you employ staff.
Where staff are employed, the insurance must cover, as a minimum, death or personal injury from any incident during a person’s employment.